Frequently Asked Questions about Payday Loans

Here are the answers to the most commonly asked questions about payday loans.

What are payday loans?

Payday loans are small loans intended to cover emergency expenses between paydays. They are provided over short periods of time and are secured against your next paycheck. Payday loans are a more accessible, faster alternative to traditional loans. You can use payday loans to cover medical bills, automotive repairs, or whatever other urgent expenses come your way.

How do I sign up for payday loans?

You can sign up for payday loans by filling out our brief, online sign-up form. The form will ask you for your name, phone number, email, and other basic contact information. We will then provide you with a referral to a reputable, experienced lender that can offer payday loans. We will refer you to the lender's website for more information. You will then have the option of applying for payday loans on the lender's site. Make sure you understand how it works before applying.

Do you provide payday loans?

No, we are not a lender, so we do not provide payday loans. Instead, we provide free referrals to our visitors who are looking for lenders that offer payday loans. We can put you in touch with some of the best lenders in the business. Our services are completely free and come with no obligation.

What do payday loans cost?

The cost of payday loans will vary from lender to lender. Generally speaking, most lenders assess a finance charge that is typically expressed as a percentage of the amount you borrow. For instance, you might pay a $5 finance charge for every $50 you borrow. You can ask your lender or review your consumer loan agreement to find the costs of your loan.

Will I have to fax in documents?

Many of our lenders are unique in that they offer no-fax payday loans (varies by lender). No-fax payday loans do not require you to fax in documents, such as pay stubs, bank account information, etc., to support your application. With these loans, you can apply for your loan paperlessly online.

How much time do I have to repay my loan?

This will vary by lender. Most lenders structure their payday loans so that the due date coincides with your next payday, but this is not always the case. You should consult your consumer loan agreement for repayment details.